Financial milestones
Most people count all the money they made during the year at the end of it. We think that you should switch this system around and set a milestone for yourself at the start of each year. Make a goal about how much money you plan to make and stick to it.
The chances of you actually reaching that goal by the end of the year are much higher than if you counted all the earnings you made by the end of it. Also in this way you are looking towards the future and being hopeful about it, instead of stressing out about your money later on.